For All Your Real Estate Needs Contact Sandi Ohms, Broker 510-793-1700

http://www.BayArea-Homes.com

Mortgage Application Checklist

The following are some items you should have with you when applying for a mortgage:

1. Copy of your Purchase & Sale Agreement.

2. Your present mortgage information.

3. Two-year history of employment and verification of all income

sources.

4. If self-employed, copies of past two years Federal Income Tax

Returns.

5. Information about your checking, savings and credit card

accounts.

6. Name, account number and outstanding balance of each of your debts.

7. Application deposits.

8. Information about any assets, including information regarding any other assets that will be used as funds to close.

9. If FHA - Copy of Social Security card and photo ID.

10. If VA - Certificate of Eligibility or DD214If Employee Relocation Client.

11. Include relocation information and copy of offer, promissory note and copy of check on bridge loan.